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Group Life Insurance
Many employers choose to supplement their benefits package with a group life insurance plan. Group life insurance is an inexpensive way to provide a death benefit to the employee's family. Groups typically can purchase from $10,000 to $300,000 per employee. Guaranteed issue limits vary depending on the insurance company, industry and the size of the employer. Rates are determined by the employee's age and sex. If an employer wants to sponsor a small amount of life insurance many companies will allow a voluntary buy up by the employee.
We handle many of the leading life insurance carriers.
Individual Life Insurance
We can customize an individual plan to meet your needs, whether you are looking for a plan that will cover the short term or carry you through your entire life. We offer coverage through leading companies for term, Universal Life, and Whole Life. We typical suggest people provide 8-10 times their annual income for their spouse.
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